The Credit and Collections Analyst is responsible for managing risks related to customer credit, analyzing client creditworthiness, and monitoring payments. They aim to optimize collections while maintaining positive customer relationships.

You will thrive in the following responsibilities:

Credit Analysis

• Assess creditworthiness of current and potential clients by reviewing financial statements, payment history, and references
• Recommend credit limits and payment terms based on risk evaluation
• Continuously monitor client portfolio risks and suggest adjustments as needed

Collections Management

• Monitor accounts receivable and identify payment delays
• Contact clients to follow up on due payments and negotiate payment plans when necessary

Reporting and Monitoring

• Prepare regular reports on receivables, credit risk, and collection actions
• Update client records with credit and collection information
  Use credit management tools and systems to streamline processes

Process Improvement

• Suggest improvements to credit and collection policies and procedures
• Train teams on best practices in credit management

Credit Insurance Policy Management

• Manage and update the company’s credit insurance policy
• Liaise with the insurer to report claims and follow up on client defaults
• Analyze policy coverage to ensure it aligns with company needs
• Participate in insurer negotiations to optimize policy conditions (coverage, premiums, etc.)
• Provide management with regular reports on policy use and effectiveness

Your talents and qualifications:

• Degree in finance, accounting, or business management
• Previous experience in a similar role (credit analysis, collections, or risk management)
• Familiarity with credit and collection management tools (specialized software, ERP, etc.)
• Strong analytical skills and ability to interpret financial data
• Excellent communication and negotiation skills
  Rigorous, organized, and able to prioritize effectively
  Proficiency in English (an asset)

What we offer:

• Dynamic work environment in a growing company
  Hybrid work option available
• Competitive salary based on experience
  Comprehensive group insurance program, including dental, 50% paid by the employer
• Modern offices recently inaugurated, located in a rural setting away from city traffic
  Modern, cutting-edge facilities and equipment
• Social activities organized by the company
• Learning and development opportunities in a fast-growing SME

About Groupe FMS Daigneault

Groupe FMS Daigneault is a family-owned company in the vegetable farming sector, headquartered in Sherrington, Montérégie. Cultivating over 1,500 acres annually, the company has established itself as a major player in Québec thanks to its flexible approach, respect for nature, and commitment to innovation.

It produces, packages, and distributes a wide variety of vegetables that meet the highest quality standards across Québec, Canada, and the United States.

Having experienced significant growth in recent years, the company now employs over 200 people and offers a dynamic work environment that fosters talent development.

Join our big family!